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Zurich iCare Medic
There is no better time to start an insurance plan coverage than now. Introducing Zurich iCare Medic. Discover how this plan is made for you, providing just what you need. You will love how this entry level medical plan fits your budget and yet provides the medical care and attention you deserve.
Affordable Medical Coverage Within Your Budget
Why should I choose this plan?
Easy Hospital Admission
Worry not about having cash on hand. Just show your medical card at any one of our panel hospitals for a hassle-free admission.
Easy Hospital Admission
Worry not about having cash on hand. Just show your medical card at any one of our panel hospitals for a hassle-free admission.
Covid-19 Coverage
If you contract Covid-19 or experience Covid-19 vaccination side effects, you are well covered for hospitalisation admission1.
Covid-19 Coverage
If you contract Covid-19 or experience Covid-19 vaccination side effects, you are well covered for hospitalisation admission1.Affordable Premium with Long-Term Protection
Get protected and enjoy medical coverage with no lifetime limit up to 100 years of age. No excuses for not living your life to the fullest.
Affordable Premium with Long-Term Protection
Get protected and enjoy medical coverage with no lifetime limit up to 100 years of age. No excuses for not living your life to the fullest.Enjoy More Savings
Your medical bills are well taken care of. Have your Deductibles waived so that you can focus on recovering whilst enjoying Daily Cash Allowance of RM180 if you are admitted into a government hospital.
Enjoy More Savings
Your medical bills are well taken care of. Have your Deductibles waived so that you can focus on recovering whilst enjoying Daily Cash Allowance of RM180 if you are admitted into a government hospital.Compassionate Benefit
In the event of death of the Life Assured, your family will receive RM10,000 to assist them with funeral expenses.
Compassionate Benefit
In the event of death of the Life Assured, your family will receive RM10,000 to assist them with funeral expenses.Step Up Advantage
Enjoy the option of upgrading your plan to a new medical plan after 5 years and enhance your benefits in the future with a more comprehensive medical protection. No medical underwriting required and is subject to terms and conditions.
Note:
1Life Assured must be vaccinated with at least 2 doses of vaccine approved by local authority to be entitled for this benefit [except for Life Assured age 4 years and below.]
Step Up Advantage
Enjoy the option of upgrading your plan to a new medical plan after 5 years and enhance your benefits in the future with a more comprehensive medical protection. No medical underwriting required and is subject to terms and conditions.Note:
1Life Assured must be vaccinated with at least 2 doses of vaccine approved by local authority to be entitled for this benefit [except for Life Assured age 4 years and below.]
Range of Plans > Click Here
Plan Plan 180 Limit (RM) Annual Limit
(for In-Patient Benefits, Out-Patient Benefits plus Other Benefits) 500,000 Lifetime Limit No lifetime limit Deductible
(amount per Policy Year) 250 In-Patient Benefits 1 Daily Hospital Room & Board
(limit per day, unlimited number of days) 180 2 Daily Cash Allowance at Government Hospital (limit per day, unlimited number of days) 180 3 Intensive Care Unit or High Dependency Unit (maximum 120 days per Policy Year) As Charged, subject to any Deductible. Deductible will be waived for admission to Malaysian Government / Semi-Government Hospital. 4 Hospital Supplies & Services 5 Surgical Fees 6 Anaesthetist Fees 7 Operating Theatre Fees 8 Ambulance Fees 9 Pre-Hospitalisation Diagnostic Tests
(within 90 days prior to Hospitalisation)
• Diagnostic Tests
• Specialist / General Practitioner Consultation
• Medication and Treatment
10 In-Hospital Specialist Visit
• Surgical – unlimited number of visits
• Non-surgical – max 2 visits/day
11 Post-Hospitalisation Treatment
(within 180 days after discharge)
• Diagnostic Tests
• Specialist Consultation
• Medication and Treatment
12 Organ Transplant
(any organ, unlimited number of transplant) 13 Hospitalisation due to Covid-19 or Complication arising from Covid-19 vaccination Out-Patient Benefits 14 Out-Patient Kidney Dialysis Treatment As Charged, subject to any Deductible. Deductible will be waived for admission to Malaysian Government / Semi-Government Hospital. 15 Out-Patient Cancer Treatment 16 Emergency Accidental Out-Patient Treatment
(within 72 hours from accident and follow-up treatment up to a maximum of 31 days) 17 Day-Care Surgery 18 Out-Patient Physiotherapy Treatment
(limit per Policy Year, within 180 days after discharge / surgery) 5,000 Other Benefits 19 Intraocular Lens – Monofocal / Multifocal
(limit per life on each eye) 3,000 20 Medical Report Fees As Charged Special Benefits 21 Step Up Advantage The privilege to upgrade this plan to a new medical plan without medical underwriting, subject to terms and conditions. 22 Compassionate Benefit 10,000 23 Emergency Assistance Program (EAP) In accordance with the benefit provisions in EAP agreement
| Plan | Plan 180 | |||
| Limit (RM) | ||||
| Annual Limit (for In-Patient Benefits, Out-Patient Benefits plus Other Benefits) | 500,000 | |||
| Lifetime Limit | No lifetime limit | |||
| Deductible (amount per Policy Year) | 250 | |||
| In-Patient Benefits | ||||
| 1 | Daily Hospital Room & Board (limit per day, unlimited number of days) | 180 | ||
| 2 | Daily Cash Allowance at Government Hospital (limit per day, unlimited number of days) | 180 | ||
| 3 | Intensive Care Unit or High Dependency Unit (maximum 120 days per Policy Year) | As Charged, subject to any Deductible. Deductible will be waived for admission to Malaysian Government / Semi-Government Hospital. | ||
| 4 | Hospital Supplies & Services | |||
| 5 | Surgical Fees | |||
| 6 | Anaesthetist Fees | |||
| 7 | Operating Theatre Fees | |||
| 8 | Ambulance Fees | |||
| 9 | Pre-Hospitalisation Diagnostic Tests (within 90 days prior to Hospitalisation) • Diagnostic Tests • Specialist / General Practitioner Consultation • Medication and Treatment | |||
| 10 | In-Hospital Specialist Visit • Surgical – unlimited number of visits • Non-surgical – max 2 visits/day | |||
| 11 | Post-Hospitalisation Treatment (within 180 days after discharge) • Diagnostic Tests • Specialist Consultation • Medication and Treatment | |||
| 12 | Organ Transplant (any organ, unlimited number of transplant) | |||
| 13 | Hospitalisation due to Covid-19 or Complication arising from Covid-19 vaccination | |||
| Out-Patient Benefits | ||||
| 14 | Out-Patient Kidney Dialysis Treatment | As Charged, subject to any Deductible. Deductible will be waived for admission to Malaysian Government / Semi-Government Hospital. | ||
| 15 | Out-Patient Cancer Treatment | |||
| 16 | Emergency Accidental Out-Patient Treatment (within 72 hours from accident and follow-up treatment up to a maximum of 31 days) | |||
| 17 | Day-Care Surgery | |||
| 18 | Out-Patient Physiotherapy Treatment (limit per Policy Year, within 180 days after discharge / surgery) | 5,000 | ||
| Other Benefits | ||||
| 19 | Intraocular Lens – Monofocal / Multifocal (limit per life on each eye) | 3,000 | ||
| 20 | Medical Report Fees | As Charged | ||
| Special Benefits | ||||
| 21 | Step Up Advantage | The privilege to upgrade this plan to a new medical plan without medical underwriting, subject to terms and conditions. | ||
| 22 | Compassionate Benefit | 10,000 | ||
| 23 | Emergency Assistance Program (EAP) | In accordance with the benefit provisions in EAP agreement | ||
Note:
Compassionate Benefit and Emergency Assistance Programme are not included in the Annual Limit.
Who is eligible for this plan?
Anyone between 14 days old to 70 years old (attained age) is eligible to purchase Zurich iCare Medic.